:root{
  --blue:#075fec;--blue2:#0b49b8;--navy:#041333;--yellow:#ffd21f;
  --ink:#17233d;--muted:#64748b;--soft:#f3f7ff;--line:#dce5f3;--white:#fff;
  --radius:26px;--shadow:0 22px 70px rgba(4,19,51,.12)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit}img{max-width:100%;height:auto}
.cb-wrap{width:min(1180px,calc(100% - 32px));margin-inline:auto}
.cb-skip{position:absolute;left:-9999px;top:0}.cb-skip:focus{left:16px;top:16px;z-index:99999;background:#fff;padding:12px 16px;border-radius:12px}
.cb-progress{position:fixed;left:0;top:0;width:0;height:3px;background:var(--yellow);z-index:99999}
.cb-top{background:var(--navy);color:#fff;font-size:13px}
.cb-top .cb-wrap{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.cb-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.95);backdrop-filter:blur(18px);border-bottom:1px solid rgba(4,19,51,.08)}
.cb-head{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.cb-brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.cb-brand img{width:128px;max-height:50px;object-fit:contain}
.cb-brand strong,.cb-brand small{display:block}.cb-brand strong{font-size:15px;line-height:1.1;color:var(--navy)}.cb-brand small{margin-top:4px;font-size:12px;color:var(--muted)}
.cb-nav{display:flex;align-items:center;gap:20px}.cb-nav a{text-decoration:none;font-size:14px;font-weight:760;color:var(--navy)}
.cb-nav .call{min-height:44px;padding:0 18px;border-radius:999px;display:inline-flex;align-items:center;background:var(--blue);color:#fff}
.cb-hero{padding:72px 0 48px;background:radial-gradient(circle at 90% 10%,rgba(255,210,31,.34),transparent 28%),radial-gradient(circle at 0 100%,rgba(7,95,236,.16),transparent 36%),linear-gradient(135deg,#fff,#f5f8ff 60%,#edf4ff)}
.cb-hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(320px,.8fr);gap:42px;align-items:center}
.kicker{display:inline-flex;align-items:center;min-height:32px;padding:0 13px;border-radius:999px;background:var(--yellow);color:var(--navy);font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}
.cb-hero h1{margin:18px 0 16px;color:var(--navy);font-size:clamp(38px,6vw,70px);line-height:.98;letter-spacing:-.055em}
.cb-hero p{max-width:760px;margin:0;color:var(--muted);font-size:18px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{min-height:52px;padding:0 21px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:850;border:1px solid transparent}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 14px 34px rgba(7,95,236,.25)}
.btn-yellow{background:var(--yellow);color:var(--navy)}.btn-white{background:#fff;color:var(--navy);border-color:var(--line)}
.hero-card{border-radius:34px;background:var(--navy);color:#fff;padding:28px;box-shadow:0 30px 90px rgba(4,19,51,.25)}
.hero-card>span{color:var(--yellow);font-size:13px;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.hero-card h2{margin:10px 0;font-size:30px;line-height:1.05;letter-spacing:-.04em}.hero-card p{color:rgba(255,255,255,.72);font-size:15px}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:20px}.trust div{padding:14px;border-radius:18px;background:rgba(255,255,255,.08)}
.trust strong,.trust small{display:block}.trust strong{font-size:15px}.trust small{margin-top:4px;color:rgba(255,255,255,.64);font-size:12px}
.cb-main{padding:44px 0 78px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:24px}
.section-head h2{margin:10px 0 0;color:var(--navy);font-size:clamp(29px,4vw,47px);line-height:1.02;letter-spacing:-.045em}.section-head p{max-width:570px;margin:0;color:var(--muted)}
.search{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:10px;margin:0 0 26px;padding:10px;border:1px solid var(--line);background:#fff;border-radius:20px;box-shadow:0 12px 35px rgba(4,19,51,.06)}
.search input{width:100%;min-height:48px;border:0;outline:0;padding:0 12px;font:inherit}.search button{min-height:48px;border:0;border-radius:14px;padding:0 20px;background:var(--navy);color:#fff;font-weight:800;cursor:pointer}
.categories{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:28px}.categories a{padding:9px 13px;border-radius:999px;border:1px solid var(--line);background:#fff;text-decoration:none;font-size:13px;font-weight:760}
.categories a:hover{border-color:var(--blue);color:var(--blue)}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{display:flex;flex-direction:column;min-height:100%;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:0 12px 36px rgba(4,19,51,.055);transition:.2s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(7,95,236,.28)}
.card-visual{min-height:160px;padding:22px;display:flex;align-items:flex-end;background:radial-gradient(circle at 90% 10%,rgba(255,210,31,.62),transparent 27%),linear-gradient(135deg,var(--navy),var(--blue));color:#fff}
.card-visual span{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--yellow)}
.card-body{padding:22px;display:flex;flex:1;flex-direction:column}.card-meta{display:flex;justify-content:space-between;gap:10px;color:var(--muted);font-size:12px;margin-bottom:10px}
.card h3{margin:0;color:var(--navy);font-size:22px;line-height:1.12;letter-spacing:-.03em}.card p{margin:12px 0 18px;color:var(--muted);font-size:14px}.card-link{margin-top:auto;text-decoration:none;color:var(--blue);font-weight:850}
.empty{display:none;padding:30px;border-radius:22px;background:var(--soft);color:var(--muted);text-align:center}
.feature{margin-top:48px;border-radius:32px;padding:32px;background:linear-gradient(135deg,var(--navy),#09275b);color:#fff;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:center}
.feature h2{margin:0 0 10px;font-size:34px;line-height:1.05;letter-spacing:-.04em}.feature p{margin:0;color:rgba(255,255,255,.72)}
.article-hero{padding:56px 0 38px;background:radial-gradient(circle at 95% 5%,rgba(255,210,31,.28),transparent 25%),linear-gradient(135deg,#fff,#f3f7ff)}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{text-decoration:none}
.article-hero h1{max-width:980px;margin:0;color:var(--navy);font-size:clamp(36px,6vw,68px);line-height:1;letter-spacing:-.055em}
.deck{max-width:850px;margin:20px 0 0;color:var(--muted);font-size:19px}.article-meta{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:22px;font-size:13px;color:var(--muted)}
.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(270px,1fr);gap:44px;align-items:start;padding:44px 0 80px}.article{min-width:0}
.article h2{scroll-margin-top:110px;margin:44px 0 14px;color:var(--navy);font-size:31px;line-height:1.12;letter-spacing:-.035em}.article h3{margin:28px 0 10px;color:var(--navy);font-size:22px}
.article p{margin:0 0 17px;font-size:17px}.article ul,.article ol{padding-left:24px;margin:0 0 20px}.article li{margin:8px 0}
.summary{padding:24px;border-radius:24px;background:var(--soft);border:1px solid #d9e6ff}.summary strong{display:block;color:var(--navy);font-size:18px;margin-bottom:8px}
.note,.warning,.local{margin:26px 0;padding:22px;border-radius:22px}.note{background:#eff6ff;border:1px solid #bfdbfe}.warning{background:#fff7ed;border:1px solid #fed7aa}.local{background:var(--navy);color:#fff}.local p{color:rgba(255,255,255,.78)}
.inline-cta{margin:34px 0;padding:26px;border-radius:26px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff}.inline-cta h2{margin:0 0 9px;color:#fff}.inline-cta p{color:rgba(255,255,255,.82)}
.inline-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.sidebar{position:sticky;top:110px;display:grid;gap:18px}.side-card{padding:22px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 12px 34px rgba(4,19,51,.05)}
.side-card h2,.side-card h3{margin:0 0 10px;color:var(--navy);font-size:21px;line-height:1.15}.side-card p{margin:0 0 14px;color:var(--muted);font-size:14px}.side-card .btn{width:100%;margin-top:8px}
.toc a{display:block;padding:7px 0;text-decoration:none;color:var(--muted);font-size:13px;border-bottom:1px solid #eef2f8}
.faq{margin-top:44px}.faq details{border:1px solid var(--line);border-radius:18px;padding:17px 18px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;color:var(--navy);font-weight:800}.faq p{margin:12px 0 0;font-size:15px;color:var(--muted)}
.author{margin-top:42px;padding:24px;border-radius:24px;background:#f8fafc;border:1px solid var(--line)}.author strong{display:block;color:var(--navy);font-size:18px}
.related{padding:58px 0;background:var(--soft)}
.footer{background:var(--navy);color:#fff;padding:48px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.footer h3{margin:0 0 12px}.footer p{color:rgba(255,255,255,.68);font-size:14px}.footer strong{display:block;margin-bottom:10px}.footer a{display:block;text-decoration:none;color:rgba(255,255,255,.75);font-size:14px;margin:7px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;color:rgba(255,255,255,.56);font-size:12px}
.floating{position:fixed;right:18px;bottom:18px;z-index:1200;display:flex;gap:9px;padding:9px;border-radius:999px;background:#fff;box-shadow:0 18px 60px rgba(4,19,51,.22);border:1px solid rgba(4,19,51,.08)}
.floating a{min-height:44px;padding:0 16px;border-radius:999px;display:inline-flex;align-items:center;text-decoration:none;font-size:13px;font-weight:850}.floating .phone{background:var(--blue);color:#fff}.floating .wa{background:#e8fff2;color:#067a3b}
.home-blog-teaser{width:min(1180px,calc(100% - 32px));margin:36px auto;padding:30px;border-radius:32px;background:linear-gradient(135deg,#041333,#075fec);color:#fff;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}
.home-blog-teaser h2{margin:0 0 8px;color:#fff;font-size:34px;line-height:1.05}.home-blog-teaser p{margin:0;color:rgba(255,255,255,.75)}.home-blog-teaser a{min-height:50px;padding:0 20px;border-radius:999px;background:#ffd21f;color:#041333;text-decoration:none;display:inline-flex;align-items:center;font-weight:900}
@media(max-width:980px){.cb-nav a:not(.call){display:none}.cb-hero-grid,.article-layout{grid-template-columns:1fr}.sidebar{position:static;grid-template-columns:repeat(2,1fr)}.grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.cb-wrap{width:min(100% - 24px,1180px)}.cb-top .cb-wrap{justify-content:center}.cb-top span:last-child{display:none}.cb-head{min-height:68px}.cb-brand img{width:104px}.cb-brand small{display:none}.cb-nav .call{min-height:40px;padding:0 13px;font-size:12px}.cb-hero{padding:48px 0 32px}.cb-hero-grid{gap:24px}.cb-hero h1{font-size:42px}.cb-hero p{font-size:16px}.trust{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.section-head{display:block}.section-head p{margin-top:10px}.search{grid-template-columns:1fr}.feature{grid-template-columns:1fr;padding:24px}.article-hero h1{font-size:39px}.deck{font-size:17px}.article-layout{padding-top:28px;gap:28px}.article p{font-size:16px}.sidebar{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.floating{left:12px;right:12px;bottom:12px;justify-content:stretch}.floating a{flex:1;justify-content:center;padding:0 10px}.home-blog-teaser{width:min(100% - 24px,1180px);grid-template-columns:1fr;padding:24px}.home-blog-teaser h2{font-size:29px}}